Terms and conditions of use

Consent

Individuals who refer to the information published on the Cashmoney Swiss Ltd. website on the World Wide Web (Cashmoney Swiss Ltd. website) declare that they understand and accept the following conditions.

Recipients

The Cashmoney Swiss Ltd. website is intended exclusively for natural and legal persons and partnerships and corporations domiciled or with headquarters in Switzerland. The information contained on this website is not intended for distribution to or use by natural or legal persons who are citizens of or domiciled in or have their registered office in a country where the distribution, publication, provision or use of such information would violate applicable laws or regulations or where Cashmoney Swiss Ltd. would be subject to registration or authorisation requirements.

Intellectual property rights

The entire content of the Cashmoney Swiss Ltd. website is protected by copyright (reserved rights). The elements contained in the website may only be freely used for navigation purposes. If the user downloads or otherwise copies software or other data from the Cashmoney Swiss Ltd. website, then Cashmoney Swiss Ltd. shall remain the owner of all intellectual property rights.

No offer

The information published on the Cashmoney Swiss Ltd. website does not constitute an offer nor a recommendation to buy or sell a (financial) product or to perform any other legal act, and nor does it constitute a request to present an offer.

Data security, links and liability

The internet is an open network and is accessible to everyone. When the user visits the Cashmoney Swiss Ltd. website, third parties may deduce that there is a business relationship with Cashmoney Swiss Ltd. or that such a relationship is likely to exist in the future.

The transmission of information via the internet may be subject to failures, delays or errors in the supply of data that are not the responsibility of Cashmoney Swiss Ltd. or the information provider. Neither Cashmoney Swiss Ltd. nor the information provider shall be held liable for any damage or consequences resulting from such defects. Cashmoney Swiss Ltd. also declines all liability for any loss or any kind of damage arising from the use of this website or the information contained therein. The information on this website may be changed at any time and without notice.

If the user activates certain links from the Cashmoney Swiss Ltd. website, he/she shall leave the website of the latter under certain conditions. Cashmoney Swiss Ltd. has not checked the other websites linked to its website and assumes no responsibility for their content, products and services that are offered therein or the offers made therein.

When creating a link from another website to the Cashmoney Swiss Ltd. website, the written consent of Cashmoney Swiss Ltd. must always be obtained.

Data protection

The user is requested to indicate his/her personal data at various points on this Cashmoney Swiss Ltd. website. If the user decides to provide their personal data to Cashmoney Swiss Ltd. via the internet or via e-mail, then said data will be processed in compliance with the data protection law. By contacting Cashmoney Swiss Ltd. via the internet, e-mail, post or other means, the user accepts that Cashmoney Swiss Ltd. may occasionally send them information about the company, its products and services or may contact them by telephone. Users may withdraw their consent for their data to be used for marketing purposes at any time, by sending a written notification.

The user acknowledges that Cashmoney Swiss Ltd. is entitled to outsource the hosting of this Cashmoney Swiss Ltd. website to third-party providers and, consequently, the latter may have access to the user’s personal data.

General aspects of data collection

In principle, you can access our online services without providing us with any personal data. You may decide, at any time, whether you wish to provide us with your data. Unless you object, data such as your IP address, browser type and access times may be automatically transferred to Cashmoney Swiss Ltd. during a normal website visit and may be stored on the Cashmoney Swiss Ltd. server via your computer. Data is also stored using cookies and the Google Analytics and Google AdWords services, among other things.

IP address

The IP address is the label that uniquely and globally identifies your computer at the time of assignment by your internet provider and, in its most common form (IPv4), it currently consists of four blocks of digits separated by dots. As a private user, you generally do not use the same IP address at all times, as this is only temporarily assigned to you by your provider (so-called “dynamic IP address”). In the case of permanent IP addresses (so-called “static IP address”), this label can, in principle, be used to uniquely assign user data. With the exception of the sole purpose of monitoring unauthorised access to our online services, Cashmoney Swiss Ltd. does not use this data in relation to you, but only anonymously analyses the preferred subpages of Cashmoney Swiss Ltd., the number of daily accesses and similar data.

Cookies

Cashmoney Swiss Ltd. uses cookies to offer all of its online services. Cookies are small text files generated by a web server that are saved on your computer via your browser. Cookies only contain technical data, usually random ID numbers, necessary to manage the website or to carry out statistical tracking. Cashmoney Swiss Ltd. never stores personal data in cookies. Cashmoney Swiss Ltd. uses short and long-term cookies. Short-term cookies are deleted when you close your browser. In the case of long-term cookies, Cashmoney Swiss Ltd. only marks your browser with an anonymous ID, for example to be able to restore the settings you used previously the next time you visit. Long-term cookies are also used to provide you with personalised online services based on your interests. In addition to the Cashmoney Swiss Ltd. (first-party) cookies, there are also third-party cookies. Cookies can only be read by the person who set them. You can also manage them in the settings of your browser. The possibilities depend on the browser you are using. Please note that if you set a general block on the storage of cookies, you may not be able to use all of the services on this website.

Anonymous recording of user behaviour to improve the services on offer

In order to improve the quality of its services, Cashmoney Swiss Ltd. anonymously records parts of users’ behaviour and assigns them to user groups. Data regarding your visit is statically assigned to these groups. Individual monitoring of your behaviour on our website is not possible. Cashmoney Swiss Ltd. groups together visits into the following categories: source/type of access, average browsing time, date and time of access, pages visited and services used, device types, browser and its version, operating system and its version, as well as demographic information. This data is statistically aggregated and recorded anonymously. At least the last octet is deleted from your IP address. It is not possible to trace back to you. Statistical recording is carried out via JavaScript, cookies and so-called pixel gifs or web beacons. Pixel gifs are small, invisible images the size of a pixel, hence the name “pixel gif”. Access to these images is recorded by our web server.

Description referring to interests

Cashmoney Swiss Ltd. uses Google services to present you with personalised offers when you visit this website. Google services create an anonymous user profile based on your browsing behaviour. For this purpose, the aforementioned services use cookies. Based on your previous visits to this website or other websites, it will be possible to define the most appropriate advertising for you. By using this website, you declare that you consent to the processing of your data as collected by Google, using the data processing procedures described above and for the aforementioned purpose.

Google Analytics

This website uses Google Analytics, a web analysis service by Google Inc., 1600 Amphitheatre Parkway, Mountain View, California, 94043 USA (“Google”). Google Analytics uses so-called “cookies”, which are text files that are stored on your computer and allow for website use to be analysed. For data protection reasons, they are restored at regular intervals. Information on how you use the website, generated by the cookies, is sent to and stored by a Google server in the United States. By activating the anonymous format of the IP address on the Cashmoney Swiss Ltd. website, your IP address will be shortened in advance by Google within the member states of the European Union or in other states that have signed up to the European Economic Area Agreement. In this way, it is no longer possible to trace individuals. On behalf of the operator of this website, Google will use this information to analyse how you use the website, compile reports on website activity and provide other services relating to website and internet use vis-à-vis the website operator. Only anonymous information is recorded, so it is not possible to trace back to individuals. Google will not associate the abbreviated IP address sent by your browser with any other data in the context of Google Analytics. You can stop cookies from being saved by using the corresponding setting on your browser; however, please note that, in this case, you may not be able to use all the functions of this website. You may also block Google from recording data generated by the cookies and that refer to how you use the website (including your IP address) and the processing of this data by Google, by downloading and installing the browser plug-in available from the following link: link to plug-in (https://tools.google.com/dlpage/gaoptout?hl=it)

Legal notice

The owner and operator of this website is Cashmoney Swiss Ltd..

The company’s registered office:

Cashmoney Swiss Ltd.

Zürcherstrasse 200

CH-8406 Winterthur

CHE-116.243.508

Administrative Director

Ilhan Akman